Protection of Property in Bankruptcy

Oklahoma Exemptions Under Bankruptcy Law

One of the first questions everyone has when considering filing Bankruptcy is “Will I lose everything?”. The answer is “no”, in most cases. In Oklahoma, state law  protects most property against liquidation through various “exemptions”.  For example, under  31 Okla. Stat., Section 1. A., a person’s home, household and kitchen furniture, wearing apparel, vehicle, and retirement funds are all exempt and thus may not be taken for the satisfaction of unsecured debt.  These exemptions are subject to a number of limitations and exceptions. As your Attorney in a bankruptcy case, one of our jobs is to review the exemptions and make sure that the property you wish to keep fits within the available exemptions, and is not subject to any limitations or exceptions. We’re happy to answer any questions you have about property exemptions.

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