Are you guilty of these bad credit card habits?

Credit cards could potentially help your credit score, but not using them wisely can wreak havoc on your finances AND your credit score.

In an article from US News and World Report, five bad credit card habits are defined as the ones to avoid at all cost, and how to do so.

We’ve all heard the advice: Use credit cards wisely. Still, knowing what’s smart and doing what’s smart can be two different things. And with an increasing number of U.S. young adults putting purchases on plastic – 57 percent of 18- to 34-year-olds say they use credit cards today, versus 48 percent in 2013, according to Mercator Advisory Group’s recent CustomerMonitor Survey – that advice is worth repeating.

For all five bad habits, and how to avoid them, read the full article here.

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