It’s easy to form a habit. It’s much more difficult to break one. Spending habits are not exempt here. Changing your spending habits is not impossible. In fact, according to an article in the US News and World Report, there are 5 steps to take action:
“Set realistic goals. Smith-Acuna treats many patients with money problems. The issue especially comes up during couples’ therapy. Naturally, a lot of her patients try to fix how they manage their finances, and Smith-Acuna believes a primary reason people fail to change a bad money habit, “or any habit, really,” is that they fail to set realistic goals.”
Click here to read the four other steps.
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